Ozami Guides – How to do this or that!

Are you struggling with your weight? Have you tried working out and every diet in the book? Now you are considering surgery because its quick, easy and you’ll have the body of your dreams!! Well before you think about going under the knife, take a look at the pros and cons of cosmetic surgery and working out.

Overviews.
Liposuction is a relatively popular form of cosmetic surgery, involving the surgical removal of fat from an area or areas of your body. It is quicker than working out and results are instant. Exercise is less popular because it can be physically demanding and requires a lot of effort, the results are not as instant but they last longer

Time Frame.
Whereas exercise is a steady way to lose weight, liposuction is an almost-instant method of losing a significant amount of fat. weight loss of 1 to 2 lbs. per week through diet and exercise is a safe and reasonable amount. Liposuction may remove many pounds of fat in a single day. For this reason, liposuction may be an attractive option if you are looking for a quick weight loss method. However, the weight lost through liposuction is relatively likely to come back if you do not exercise regularly following the surgery.

Cost.
Both exercise and liposuction may have significant associated money costs, but exercise can be done for free. Walking, swimming, jogging, running and cycling are some examples of exercise that can be done without any financial outlay. Exercise-associated costs may include gym membership, sporting equipment and clothing and travel costs, but none of these are essential if you want to lose weight through exercise. Liposuction.com indicates that, in 2010, surgical fees for liposuction range between approximately £1,500 and £7,500 per procedure.

Effect on Health.
A consistent regimen of aerobic exercise will have several beneficial effects on your physical and mental health and well-being. Losing weight through exercise reduces your risk of heart disease, stroke, osteoporosis and types of cancer. Additionally, exercise boosts your mood and strengthens your immune system. In contrast, losing weight through liposuction does not cause any measurable health benefits, risk of heart disease or stroke is not reduced with liposuction.

Risks.
Liposuction carries more serious inherent risks than exercising for weight loss. Liposuction carries the risk of heart problems, shock, infections, bleeding, fat embolism, nerve or tissue damage, drug reactions and scarring. Exercise carries a risk of injury from falling, impact or accidents, and this risk increases with high-speed sporting activities or contact team sports. However, the risk of injury from exercise is generally outweighed by the positive physical effects of working out.

When buying presents, always keep receipts in case there is a problem with the goods and they need to be returned. Check that presents are working after you’ve bought them rather than wrapping them up immediately, as faulty goods should always be returned as soon as possible.
There is no legal right to a refund or replacement if a present is the wrong size, colour or style, or it’s unwanted. Exceptions include if the seller agreed to a refund or exchange on return of the goods, and for certain home shopping purchases, which can normally be cancelled for up to seven working days after delivery.
Check whether you have any additional rights, over and above your legal rights, under the seller’s ‘goodwill policy’.

Goodwill policies.

Many shops will have ‘goodwill policies’ of their own. This means the retailer may provide a ‘no quibble’ refund, credit note or allow you to exchange goods within a specified period, even if they are not faulty.
Check with the shop if it has a goodwill policy before you buy a present. This will help prevent problems if the goods aren’t suitable.
Many stores also offer a gift receipt, which reveals all the details of the purchase other than the price, and can make it easier for the recipient to exchange the gift or seek a refund after Christmas.

Extended warranties.

If you are buying electrical goods, you may be offered an extended warranty by the store. Consider your options and assess the value and the cost of extended warranty offers.

If anything you buy – from gifts to a new set of fairy lights – turns out not to be of satisfactory quality, fit for their purpose or as described, you have a right to return them and get your money back. You should tell the shop that you want to return the goods; while there is no set time limit, the quicker you report the problem, the easier it will be to get a refund.
You are not obliged to accept a credit note, vouchers or the offer of a repair if goods are faulty or mis-described and they are returned within a reasonable time.
With presents, usually it is the person who bought the goods who should take them back, but it is normally proof of purchase – like a receipt – that retailers insist on. While you have the same rights even if you lose the receipt, it’s useful evidence of where and when you bought the goods. Credit or debit card receipts could also be used as proof of purchase.

Manufacturers’ guarantees.

While the law says that it’s up to the seller to deal with complaints about defective goods, you may have additional rights under manufacturers’ guarantees. You usually have to send off details such as your name, address and date of purchase to validate the guarantee.

Buying in the sales, signs like ‘No returns on sale goods’ may be illegal because they mislead you about your rights. Consumers have the same rights when they buy goods in the New Year sales as at any time of the year. Signs like ‘No returns on sale goods’ may be illegal because they mislead you about your rights. Some sales goods may be reduced because of slight defects, so check carefully. The seller is not obliged to give you your money back if you are complaining about faults pointed out prior to purchase, for example, on signs or labels.
It is against the law for shops to pretend that goods have been reduced from a higher price to the sale price. Generally the goods should have been on sale in the store at the higher price before being reduced. Be aware that some shops buy in goods specifically to sell during sale time.

Credit card protection.

If you have bought goods on a credit card and the price of the item is more than £100 the supplier and the credit provider have the same liability to you.
So if the supplier goes bust before you receive the goods or the contract is broken, you can make the same claim against the credit provider that you would have brought against the supplier.
This protection only applies to purchases made by credit cards, not charge cards or debit cards.

If you complain.

If you complain, go back to the seller, with proof of purchase, keep calm and be sure of your facts. Explain your problem, what you want done and set a deadline. If you are not satisfied, write a letter of complaint to the company’s head office, consumer complaints department or Chairman. Persevere, as you may need to send a follow-up letter.

A consortium which includes former Los Angeles Lakers Basketball star, Magic Johnson, have agreed to buy the bankrupt baseball team, LA Dodgers.

The consortium is also said to include the long time baseball executive Stan Kasten and this consortium have agreed to buy the club for an eye watering $2billion, £1.25billion. The approval of the purchase has yet to go through a bankruptcy court and when it goes through it is sure to be a record for a North American sports franchise.

In 2011, MLB commissioner Bud Selig announced that he would be appointing a representative to oversee the day-to-day running and operations of the Dodgers. In a statement he announced that he took control because of his “deep concerns for the finances and operations” of the Dodgers.

In June 2011, they filed for bankruptcy and later on in 2011, in November Frank McCourt agreed for the Los Angeles Dodgers’ Dodger Stadium to be sold at an auction in a bid to raise some much needed capital.

The price being paid by the Guggenheim Baseball Management consortium beats the previous highest ever amount paid by the Ricketts family for the acquisition of the Chicago Club; Chicago Cubs.

The Guggenheim consortium beat off competition from two other bidders for the club with one of them being Stan Kroenke, majority shareholder of Arsenal FC, and the other being a series of US sports franchises.

If you are the owner of a company facing bankruptcy or you own a company that has already been made bankrupt then you should seek some advice which may well prove invaluable in the future. If you contact Real Business Recovery they will undoubtedly be able to advise you on how to go about dealing with the bankruptcy.

Did you know that you could make your own face masks and exfoliators, if you do not feel comfortable with using over the counter products that have chemicals and alcohol, or you have sensitive skin, or you need skin care on a budget, then you can use every day ingredient that you can find in your cupboard.
Home-made masks for dry skin.
Ingredients: 1 ripe peach, 1 tsp. honey, 1 egg yolk. Peel peach and cut it into cubes, then mash well with fork. Add honey and beaten egg yolk. Mix well. Slowly apply the mask on your face and neck. Leave for 30 minutes, rinse and apply moisturizer.
Mix one egg yolk, one teaspoon honey, one teaspoon olive oil, a few drops of vitamin E oil. Smooth over face and leave on for 15 min, rinse with warm water.
Mix banana, egg white and curd. Apply to your face (for soft smooth skin).
Mix 1 tbs. butter and 1 tbs. water, apply over the dry parts of skin. Leave for 15-20 min. Rinse with cold water.
In summer, salt and sun can drain dry the skin. To make skin shine and elastic again, mix yolk with 1 teaspoon olive oil and add 1 teaspoon lemon juice. Thereafter, massage your face in circular motion for about ten minutes. Rinse with warm water. Apply cream.

Clean in the morning and evening with gently cleansing milk, and after washing put herbal tonic. After the winter, use a specially formulated balm for this type of skin and creams with heavier texture. These products will nourish the skin so that it will soon become smooth and elastic.
Stir 1 tsp. of wheat germ and 2 tsps. of olive oil. Carefully smooth the mixture and hold on face for 15-20 minutes. Rinse with warm water. Apply cream.
This mask is excellent for hydrating dry and wrinkled skin: Ingredients: half an avocado, 1/4 C honey. Mix the ingredients, apply mask to your face and leave 10 to 15 minutes. Rinse with warm water. Always use a ripe avocado.
Home-made ingredients for oily skin.
Ingredients: 1 peach, 1/2 lemon, a little oat flakes.

Peel and grate a peach. Add lemon juice and oat flakes. Stir and leave to stand (while flakes absorb juices). Then apply a mask, leave for 30 minutes. Wash your face and let your skin “breathe” for a while without cream. Finally, apply the appropriate cream
Mix 1 t tomato pulp and 2 T potato flour. Apply this paste on the face. Leave on 15 minutes and then remove gently with warm water.
Wash lemon. Combine 1 tsp. lemon peel, 1 tsp. of oat flakes, 1 yolk, 1 tsp. honey and 1 tsp. milk. Apply the mixture on your face. Hold for 10-15 minutes. Rinse with warm water. Apply cream.
Do not treat it with inappropriate, offensive products, because they lead to dehydration and cause peeling. It is best to clean the face with gels or foams for cleaning with fruit acids. Do not use ordinary creams; instead use gels or fluids, which will hydrate your skin.
Ingredients: 1 ripe banana, 1 Tablespoon honey, 1 orange or lemon. Mix the banana and honey, squeeze a few drops of lemon or orange. Apply the mask on your face and leave 15 min. Rinse with warm water and apply cream.
Ingredients: 1 apple or a large carrot, 4 Tablespoon of honey.
Grate an apple finely and then add honey. Mix it well apply the mask to your face wait 10 minutes and rinse. If your skin is not oily you can substitute raw carrots for the apple. If you have an acne problem you can use carrots.
Regular cleansing of your skin only removes surface dirt and grime, whereas a mask will help draw out impurities from beneath the top layer of skin, stimulate blood circulation, exfoliate dead skin cells, unclog pores and replace moisture and soothe the skin. When you do this, your other toning and moisturizing products will work much more effectively. Your skin is left feeling an overall firmness and softness.